Rates & Fees

^{Your savings federally insured to $250,000 by NCUA (National Credit Union Administration) - A U.S. government agency.
Dividend rates subject to change without notice.
Please ask a financial service representative about additional terms and conditions.
***e-Checking requires e-statemeents and direct deposit of net pay. A/C will be transferred to value checking if requests not met
****Available to members age 55 and over that maintain a direct deposit relationship and minimum aggregate savings of $10,000 with the credit union.
*****Unless ordering checks or a debit card
Other Important Information - Please Read
1.) Fees could reduce earnings on the account.
2.) The Annual Precentage Yields (APY) are accurate as of the date shown above. For current rates, please call 783-1475.
3.) Membership in Central Maine FCU requires a $10.00 membership share account.
4.) All IRA's are assessed a $10 closing fee when the account is closed.}

^{Your savings are federally insured to $250,000 by NCUA (National Credit Union Administration) - a U.S. Government Agency
Not responsible for printing errors.
*Dividend rates subject to change without notice
@ no rate premiums permitted
**Assumes dividends will be added to principal. Accrued dividends not paid if the account is closed before dividends are credited. Please see a financial services representative about additional terms and conditions.
Other Important Information - Please Read}

1. Fees could reduce earnings on the account.
2. The Annual Percentage Yields (APY) are accurate as of the date shown above. For current rates, please call 783-1475.
3. A penalty will be imposed for early withdrawal on Share Certificate Accounts and IRA's that indicate an early withdrawal penalty.
   Penalities may reduce your prinicipal. Please see above for details.
4. Membership at Central Maine FCU requires a $10.00 membership share account.
5. Rate premiums on fixed rate Share Certificates: (IRA Share Certificates are not eligible for rate premiums.)
   **ten (10) basis points for Share Certificate if the individual Share Certificates balance at opening is $250,000 or greater.
   If the balance of the Share Certificate is brought below $250,000, then the rate will be adjusted down by 10 basis points.

^{Fees for specifice products and services may also be found on their individual pages throughout our web site.
PLEASE NOTE: Fees will not be assessed if CU determines they are the result of credit union error.
Some fees are waived for Members Choice.
Par Value of one full share account is $10}

<sup>1. Fees could reduce earnings on the account.
2. The Annual Percentage Yields (APY) are accurate as of the date shown above.
3. A penalty will be imposed for early withdrawal on Share Certificate Accounts and IRA's that indicate an early withdrawal penalty.
4. Membership in Central Maine FCU requires a $10.00 membership share account.
5. All IRA's are assessed a $10 closing fee when the account is closed.
6. Rate premiums on fixed rate Share Certificates: ** ten (10) basis points for Member's Choice if in the program as of the opening date; ** Maximum combined rate premium is twenty (20) basis points and rate premiums will not automatically occur at renewal. It is the responsibility of the member to request eligible premiums at time of renewal.
No Rate premiums are permitted on Fixed Rate IRA Share Certificates, Variable Rate IRA Share Certificates and the Wedding Registry Fixed Rate Share Certificate.
Dividend rates subject to change without notice
Your savings Federally Insured to $250,000 by NCUA (National Credit Union Administration) - A U.S. Government Agency</sup>